Independent Insurance Advisory
Your Risk.
Our Responsibility.
Fortress Risk Advisors partners with commercial clients and high-net-worth individuals to build custom risk programs — and manage them like a partner, not a policy processor.
Licensed in all 50 states · Based in Atlanta, GA
About the Firm
Boutique in Service.
Built for Scale.

Fortress was founded on a simple frustration: businesses with complex needs were being handed off to assistants, buried in hold queues, and sold policies by people who disappeared at renewal.

We're an independent advisory firm — no captive carriers, no one-size-fits-all programs. Our clients get direct access to senior advisors who know their account and answer the phone.

“Independent means we answer to our clients — not our carriers.”

All 50 StatesIndependentAtlanta, GATampa, FL
Fortress Risk Advisors — Atlanta
“We handle what's complicated so your business doesn't have to.”
— Michael Fitzgerald, Founder / Managing Partner
What We Do
Broad Capability.
Personal Delivery.
Commercial Lines

Coverage for businesses of every size and sector — built around your specific risk, not a standard form.

High Net Worth Personal Lines

Specialty coverage for individuals and families with significant assets — homes, vehicles, valuables, and personal umbrella through carriers that understand complex risk.

Surety & Bonds

Contract, commercial, and court bonds for contractors and businesses requiring financial guarantees and bid compliance.

Life & Health

Group health, life, and disability coverage for businesses and individuals — including employee benefits programs designed to attract and retain top talent.

Medical Malpractice

Professional liability coverage for physicians, surgeons, and healthcare organizations — protecting against claims of negligence and clinical error.

Builders Risk

Coverage for structures under construction — protecting against loss from fire, weather, theft, and other exposures during the build phase.

Not sure where your risk fits? We’ll figure it out.
Independent advisors. No hold queues. No handoffs.
(404) 919-6347
Industries Served
Apartment Communities & Property Management
Aviation
Car Wash Operations
Construction & General Contracting
Convenience Stores
Healthcare & Professional Services
Hospitality / Hotels / Restaurants
Manufacturing & Distribution
Non-Profits
Private Risk
Real Estate & Large Property Schedules
Trucking & Transportation
Industry Affiliations
How We Work
A Program Built Around
Your Business.
01
Discovery

We start by understanding your business — your industry, your exposure, and the gaps in your current program.

02
Program Design

We build a custom risk program from the ground up — matched to your operations, not a carrier's appetite.

03
Placement

We go to market across independent carriers to find the right coverage at the right terms — and we negotiate on your behalf.

04
Ongoing Management

Your risk doesn't stop at binding, and neither do we. We manage your program through renewals, claims, and every change in between.

0+
Years Combined
Industry Experience
0
States Licensed
Nationwide Reach
0+
Commercial Accounts
Placed & Managed
0
Point of Contact
Always Yours
The Team
Meet the Team.
Michael King Fitzgerald, Jr.
Founder / Managing Partner
Michael King Fitzgerald, Jr.

Michael is a risk management professional with over a decade of experience helping businesses identify, assess, and mitigate complex exposures — specializing in large commercial accounts and high-net-worth individuals across real estate, construction, hospitality, healthcare, and more.

Josh Murray
Partner / Private Client Practice Leader
Josh Murray

Josh is a Partner and Private Client Practice Leader serving high-net-worth individuals, families, business owners, and commercial clients nationwide — with a relationship-driven approach shaped by successful careers in professional baseball, television, and real estate, where he built a reputation for trust, performance, and delivering exceptional results.

Aaron Murray
Partner / Commercial Risk Advisor
Aaron Murray

Aaron helps Georgia business owners get properly protected — general liability, workers compensation, commercial property, auto, and umbrella coverage. The SEC's all-time leader in passing touchdowns and yards at UGA and a longtime ESPN analyst, he brings an elite competitor's preparation and trust to every account.

Samantha K. Fendler
Senior Account Manager
Samantha K. Fendler

Sam is a Senior Account Manager who keeps Fortress clients organized, informed, and well looked after — drawing on a background across special education, fitness coaching, and building her own business to bring patience and a people-first approach to every account she manages.

William M.
Senior Commercial Lines Account Manager
William M.

William is a Senior Commercial Lines Account Manager with 11 years of insurance experience — specializing in trucking and transportation, construction, manufacturing, hospitality, apartment communities, and convenience stores, with a consultative, client-first approach that gets ahead of risk before it becomes a problem.

Cody Berberian
Assistant Account Manager
Cody Berberian

Cody is an Assistant Account Manager and a Risk Management and Insurance student at the University of Georgia's Terry College of Business — supporting the Fortress team across policy administration, client service, renewals, and day-to-day account support with an organized, client-focused approach.

Neil T.
In-House Counsel
Neil T.

Neil serves as In-House Counsel, guiding Fortress across contracts, regulatory compliance, and risk management — pairing a Juris Doctor from the University of Georgia School of Law with an MBA to translate legal complexity into practical, business-minded guidance.

Account Management
Ibi W.
Assistant Account Manager
Arden B.
Assistant Account Manager
Client Perspective
What Our Clients Say.
“

Fortress completely overhauled our risk program. Michael identified exposures we didn't know we had and built a program that actually fit our operations. We haven't had to worry about a renewal since.

James R.
President, Regional GC Firm — Atlanta, GA
“

We've worked with large brokerages before and the service doesn't compare. With Fortress, I get my advisor on the phone — not an assistant, not a call center. That's the difference.

Sandra M.
Owner, Multi-Location Hospitality Group
“

As a high-net-worth client, I needed someone who understood the complexity of my personal portfolio. Fortress placed coverage I couldn't get elsewhere and made the entire process effortless.

David K.
Private Client — Southeast
“

Our fleet was a patchwork of policies across three carriers. Fortress consolidated everything, found gaps we didn't know we had, and cut our premium. First renewal in years I didn't dread.

Marcus T.
Owner, Regional Trucking Company — Georgia
“

I've referred three colleagues to Michael already. When you find an advisor who genuinely understands your industry and treats your account like it matters, you don't keep that to yourself.

Karen L.
Managing Partner, Healthcare Practice — Atlanta, GA
“

Fortress completely overhauled our risk program. Michael identified exposures we didn't know we had and built a program that actually fit our operations. We haven't had to worry about a renewal since.

James R.
President, Regional GC Firm — Atlanta, GA
“

We've worked with large brokerages before and the service doesn't compare. With Fortress, I get my advisor on the phone — not an assistant, not a call center. That's the difference.

Sandra M.
Owner, Multi-Location Hospitality Group
“

As a high-net-worth client, I needed someone who understood the complexity of my personal portfolio. Fortress placed coverage I couldn't get elsewhere and made the entire process effortless.

David K.
Private Client — Southeast
“

Our fleet was a patchwork of policies across three carriers. Fortress consolidated everything, found gaps we didn't know we had, and cut our premium. First renewal in years I didn't dread.

Marcus T.
Owner, Regional Trucking Company — Georgia
“

I've referred three colleagues to Michael already. When you find an advisor who genuinely understands your industry and treats your account like it matters, you don't keep that to yourself.

Karen L.
Managing Partner, Healthcare Practice — Atlanta, GA
“

Fortress completely overhauled our risk program. Michael identified exposures we didn't know we had and built a program that actually fit our operations. We haven't had to worry about a renewal since.

James R.
President, Regional GC Firm — Atlanta, GA
“

We've worked with large brokerages before and the service doesn't compare. With Fortress, I get my advisor on the phone — not an assistant, not a call center. That's the difference.

Sandra M.
Owner, Multi-Location Hospitality Group
“

As a high-net-worth client, I needed someone who understood the complexity of my personal portfolio. Fortress placed coverage I couldn't get elsewhere and made the entire process effortless.

David K.
Private Client — Southeast
“

Our fleet was a patchwork of policies across three carriers. Fortress consolidated everything, found gaps we didn't know we had, and cut our premium. First renewal in years I didn't dread.

Marcus T.
Owner, Regional Trucking Company — Georgia
“

I've referred three colleagues to Michael already. When you find an advisor who genuinely understands your industry and treats your account like it matters, you don't keep that to yourself.

Karen L.
Managing Partner, Healthcare Practice — Atlanta, GA
“

Fortress completely overhauled our risk program. Michael identified exposures we didn't know we had and built a program that actually fit our operations. We haven't had to worry about a renewal since.

James R.
President, Regional GC Firm — Atlanta, GA
“

We've worked with large brokerages before and the service doesn't compare. With Fortress, I get my advisor on the phone — not an assistant, not a call center. That's the difference.

Sandra M.
Owner, Multi-Location Hospitality Group
“

As a high-net-worth client, I needed someone who understood the complexity of my personal portfolio. Fortress placed coverage I couldn't get elsewhere and made the entire process effortless.

David K.
Private Client — Southeast
“

Our fleet was a patchwork of policies across three carriers. Fortress consolidated everything, found gaps we didn't know we had, and cut our premium. First renewal in years I didn't dread.

Marcus T.
Owner, Regional Trucking Company — Georgia
“

I've referred three colleagues to Michael already. When you find an advisor who genuinely understands your industry and treats your account like it matters, you don't keep that to yourself.

Karen L.
Managing Partner, Healthcare Practice — Atlanta, GA
Get in Touch
Let’s Talk About Your Risk.

Whether you’re reviewing an existing program or placing new coverage — send a message or call directly.

Phone
(404) 919-6347
Personal Lines Quotes
PLQuotes@Fortress-RiskAdvisors.com
Commercial Lines Quotes
CLQuotes@Fortress-RiskAdvisors.com
LinkedIn
Fortress Risk Advisors
Locations
No. 18 Buckhead · 3017 Bolling Way NE, Suite 263
Atlanta, GA 30305
Tampa, FL
Address TBD
Causes We Support